Strategic Financial Skills for Bank Managers

The course integrates instructor-led discussions, practical Excel analysis, and case studies. Participants will practice recasting financial statements, analyzing ratios, preparing budgets, and formulating credit recommendations to strengthen their role as financially competent and strategically aligned bank leaders.

By the end of the course, participants will be able to:

• Exercise the bank manager’s role as a financial leader by identifying key risk indicators and judgment traps in lending decisions

• Interpret financial statements using core accounting and concepts to identify financial strengths and red flags

• Use time value of money and key financial ratios for preliminary financial and credit screening

• Apply budgeting and variance analysis to support planning and performance control in banking operations

• Evaluate client forecasts and cash flows to assess sustainability and repayment capacity

• Convert financial analysis into clear credit judgment and recommendations that support sound decision-making

This course targets bank managers and assistant managers, branch managers and assistant branch managers, relationship managers (Retail, SME, Corporate), credit analysts and credit officers, risk management and portfolio management professionals, and high-potential banking professionals preparing for leadership roles.

• Financial statement analysis

• Credit and financial screening

• Forecast evaluation and cash-flow assessment

• Budgeting and financial control

• Assessing business and credit proposals

• Using Excel for financial and credit analysis